Terms of service

Terms of Service

Effective date: July 30, 2026

1. Overview

This website is operated by SmartBlock 360. Throughout these Terms of Service, the terms “SmartBlock 360,” “we,” “us,” and “our” refer to SmartBlock 360.

These Terms of Service govern your access to and use of SmartBlock360.com, including its articles, educational content, digital products, ebooks, downloadable files, features, communications, and related services collectively referred to as the “Services.”

By visiting this website, creating an account, submitting information, or purchasing a product, you agree to these Terms of Service and the policies referenced within them.

Do not access the website or purchase our products if you do not agree to these Terms.

2. Eligibility

You must be at least 18 years old or the age of legal majority in your jurisdiction to make a purchase from SmartBlock 360.

If you use this website on behalf of a business or another organization, you represent that you have the authority to accept these Terms on its behalf.

You may not use the Services where doing so would violate applicable laws or regulations.

3. Educational Purpose

SmartBlock 360 provides educational and informational content concerning subjects that may include:

Bitcoin and cryptocurrency
Blockchain and Web3
Artificial intelligence
Digital assets
Digital wallets
Online fraud and scam awareness
Financial technology
Digital security
Related emerging technologies

Our website, ebooks, articles, social-media content, newsletters, graphics, and other materials are intended solely for general education and information.

4. Not Financial or Professional Advice

SmartBlock 360 does not provide financial, investment, legal, tax, accounting, cybersecurity, or other professional advice.

Nothing on this website or in our digital products should be interpreted as:

A recommendation to buy, sell, hold, stake, lend, borrow, or trade any asset
An offer or solicitation to purchase securities or financial products
A guarantee of investment performance
A personalized financial plan
A promise that a particular asset will increase in value
A guarantee that following our materials will prevent every scam, loss, security incident, or identity-theft event

SmartBlock 360 is not acting as your financial adviser, investment adviser, broker, dealer, attorney, accountant, tax adviser, fiduciary, or cybersecurity provider.

You are responsible for conducting your own research and consulting appropriately licensed professionals before making financial, legal, tax, investment, security, or business decisions.

5. No Guarantees

Cryptocurrency, technology, cybersecurity, online fraud, laws, regulations, market conditions, and digital platforms can change rapidly.

Although we make reasonable efforts to provide useful and accurate information, we do not guarantee that any content will always be complete, current, error-free, or appropriate for every situation.

Purchasing or using a SmartBlock 360 product does not guarantee:

Financial gains or investment results
Protection from every scam or fraudulent scheme
Prevention of financial loss
Employment, business, or educational results
Mastery of cryptocurrency or technology
A specific personal or professional outcome

You remain responsible for how you interpret and use the information.

6. Digital Products

SmartBlock 360 currently sells digital products, including ebooks, PDF guides, downloadable resources, checklists, and digital bundles.

Unless a product page expressly states otherwise:

Products are delivered electronically.
No physical product will be shipped.
Customers must provide a valid email address.
Customers must use a device and software capable of opening the supplied file format.
Download access is generally provided after successful payment and order processing.

Digital products may be delivered through Shopify, Pendora, or another authorized digital-delivery provider.

7. Digital Delivery

After completing a successful purchase, you may receive download access through:

The order-confirmation page
A delivery email
Your customer account
Another digital-delivery method described during checkout

You are responsible for entering an accurate email address and checking your spam, promotions, and junk folders.

Contact SmartBlock 360 if:

Your delivery email does not arrive.
Your download link does not work.
A purchased file is missing.
A file appears damaged or cannot be opened.
You entered the wrong email address during checkout.

We may resend a download email, issue a replacement link, or provide another reasonable method of accessing the purchased files.

8. License to Use Digital Products

Purchasing a SmartBlock 360 digital product gives you a limited, revocable, non-exclusive, non-transferable license to use that product for your own personal, non-commercial educational use.

Your purchase does not transfer ownership of the product, copyright, brand, design, or other intellectual-property rights to you.

You may:

Download the product for your personal use.
Save reasonable backup copies on devices you own.
Print a personal copy when the product format permits it.
Use the information for your own education.

You may not:

Resell, sublicense, rent, or commercially distribute the product.
Share the download link or file with others.
Upload the product to a public website, file-sharing service, social-media platform, course platform, or online marketplace.
Reproduce substantial portions of the product.
Remove copyright, ownership, branding, or attribution notices.
Modify the product and present it as your own.
Use the product to create a competing ebook, course, guide, database, or commercial product.
Distribute copies to an organization, class, group, or membership community without written permission.
Use the product in a manner that violates applicable law.

Separate commercial, educational-institution, or group licenses must be approved in writing by SmartBlock 360.

9. Intellectual Property

All content made available through SmartBlock 360—including ebooks, written content, graphics, branding, logos, product names, website design, photographs, videos, downloadable materials, and original educational resources—is owned by or licensed to SmartBlock 360 and is protected by applicable intellectual-property laws.

Nothing in these Terms grants you ownership of any SmartBlock 360 intellectual property.

“SmartBlock 360” and associated brand elements may not be used in a manner that suggests sponsorship, endorsement, partnership, or affiliation without written authorization.

Third-party names, logos, technologies, and trademarks remain the property of their respective owners. References to third parties are provided for identification, commentary, or educational purposes and do not necessarily indicate endorsement or affiliation.

10. Orders and Payment

You agree to provide current, complete, and accurate billing, payment, and contact information when placing an order.

Payments may be processed by Shopify Payments or other third-party payment providers. Your use of a payment method may also be governed by the payment provider’s terms.

We reserve the right, to the extent permitted by law, to:

Refuse or cancel an order suspected of fraud or unauthorized activity.
Correct pricing, product-description, or technical errors.
Limit purchases that appear to be made for unauthorized resale or redistribution.
Request additional information to verify a transaction.
Cancel an order that cannot be fulfilled because of a technical or payment-processing issue.

If we cancel a paid order before providing the purchased digital product, we will provide an appropriate refund or remedy as required by applicable law.

11. Prices, Promotions, and Taxes

Prices are displayed in the currency indicated during checkout and may change without advance notice.

A price change does not affect a purchase that has already been completed, except when correction is required because of an obvious pricing or technical error and permitted by applicable law.

Discount codes, promotional offers, bundles, and limited-time pricing may be subject to separate conditions and may be modified or discontinued at any time.

You are responsible for applicable taxes, duties, or governmental charges associated with your purchase unless the checkout states that they are included or collected on your behalf.

12. Refunds and Final Sales

Digital-product purchases are governed by the SmartBlock 360 Refund Policy posted on this website.

Because digital products cannot be physically returned after they have been delivered or made available for download, digital-product sales are generally final and nonrefundable, except when a refund or other remedy is required by applicable law.

Please review the product description and Refund Policy before completing your purchase.

When applicable law provides a withdrawal or cancellation right for digital content, by requesting immediate digital access you consent to delivery beginning immediately. Where legally permitted, you acknowledge that your statutory withdrawal right may end once delivery or downloading begins.

13. Physical Products

SmartBlock 360 does not currently sell physical products under these Terms.

No return address, shipping label, or physical return process applies to the digital products currently offered.

If SmartBlock 360 later introduces printed books, print-on-demand products, merchandise, or other physical goods, additional shipping, fulfillment, cancellation, and return terms will be presented through an updated policy or on the applicable product page.

14. Accounts and Security

Certain features may allow or require you to create a customer account.

You are responsible for:

Maintaining the confidentiality of your login credentials
Restricting access to your devices
Providing accurate account information
All activity conducted through your account

Notify SmartBlock 360 promptly if you suspect unauthorized access to your account or purchase history.

We may suspend or terminate access when we reasonably believe an account is being used fraudulently, unlawfully, or in violation of these Terms.

15. Prohibited Uses

You may not use the website or Services to:

Violate any law, regulation, or third-party right.
Commit fraud, impersonation, identity theft, or other deceptive activity.
Transmit malware, viruses, malicious code, or harmful material.
Attempt to gain unauthorized access to the website, customer information, or connected systems.
Interfere with the website’s security, operation, or availability.
Scrape, crawl, harvest, or automatically collect website content or user information without authorization.
Circumvent download limits or security controls.
Purchase products using stolen or unauthorized payment information.
Resell or improperly distribute SmartBlock 360 content.
Make false statements about an affiliation with or endorsement by SmartBlock 360.
Use the Services to harass, harm, threaten, discriminate against, or defraud another person.
Submit unlawful, infringing, defamatory, abusive, or misleading content.

We may restrict or terminate access for prohibited conduct.

16. Reviews, Comments, and User Submissions

You may have opportunities to submit reviews, comments, feedback, questions, images, or other content.

You retain ownership of your original submissions. However, by submitting content to SmartBlock 360, you grant us a non-exclusive, worldwide, royalty-free license to store, reproduce, display, format, and use that content for operating, improving, and promoting SmartBlock 360.

You represent that:

You own or have permission to submit the content.
The submission is truthful and reflects your genuine experience.
The content does not violate another party’s rights.
The content is not unlawful, threatening, defamatory, obscene, fraudulent, or misleading.
You have not submitted a fake review or undisclosed paid endorsement.

We may moderate, decline, or remove submissions that violate these Terms or applicable law.

17. Third-Party Services and Links

The website may contain links to third-party websites, tools, applications, platforms, or services.

Third parties operate independently from SmartBlock 360. We do not control and are not responsible for their:

Content
Availability
Security
Accuracy
Products
Policies
Data practices
Performance

Your use of third-party services is governed by the third party’s own terms and policies. Review those terms before providing personal information, connecting an account, downloading software, or making a transaction.

A third-party link or reference does not necessarily constitute an endorsement.

18. Privacy

Your use of the website is also governed by the SmartBlock 360 Privacy Policy.

The Privacy Policy explains how personal information may be collected, used, disclosed, stored, and protected.

By using the Services, you acknowledge that online transmissions and electronic storage systems cannot be guaranteed to be completely secure.

19. Electronic Communications

By placing an order, contacting us, or creating an account, you consent to receive transactional communications relating to:

Orders
Payments
Downloads
Customer support
Account activity
Policy or service updates

Marketing communications are subject to applicable law and your stated preferences. You may unsubscribe from promotional emails by using the unsubscribe link provided in the message.

Unsubscribing from marketing does not prevent necessary transactional or customer-service communications.

20. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the website, Services, digital products, and content are provided on an “as is” and “as available” basis.

SmartBlock 360 disclaims warranties that are not expressly stated in these Terms, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that:

The website will always be uninterrupted or error-free.
Every defect will be corrected immediately.
The website will be free from every harmful component.
All information will remain current indefinitely.
A product will satisfy every customer’s individual expectations.
Using our materials will prevent financial loss, scams, fraud, or security incidents.

Nothing in this section excludes warranties or consumer rights that cannot legally be waived.

21. Limitation of Liability

To the fullest extent permitted by applicable law, SmartBlock 360 and its owners, employees, contractors, service providers, and affiliates will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages arising from or related to:

Your use of or inability to use the website
Reliance on educational content
Financial or investment decisions
Losses involving cryptocurrency or digital assets
Third-party websites or services
Unauthorized access to an account
Lost data, profits, revenue, opportunity, or goodwill
Scams, fraud, hacking, identity theft, or security incidents
Delayed or interrupted website access

To the extent permitted by law, SmartBlock 360’s total liability for a claim involving a purchased digital product will not exceed the amount you paid SmartBlock 360 for the product giving rise to the claim.

These limitations do not apply where prohibited by law or to liability that cannot legally be limited.

22. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless SmartBlock 360 and its owners, employees, contractors, service providers, and affiliates from claims, liabilities, damages, losses, and reasonable expenses arising from:

Your violation of these Terms
Your unlawful or unauthorized use of the Services
Your infringement of another party’s rights
Content you submit
Your redistribution or commercial misuse of a digital product

This obligation does not apply to the extent a claim results from SmartBlock 360’s conduct for which indemnification cannot legally be required.

23. Suspension and Termination

We may suspend or terminate your access to the Services when we reasonably determine that you have:

Violated these Terms
Misused or redistributed digital products
Engaged in fraud or unlawful conduct
Attempted to compromise website security
Abused another user, customer, or representative
Created material risk or liability for SmartBlock 360

Termination does not eliminate obligations that arose before termination, including payment, intellectual-property, limitation-of-liability, and indemnification provisions.

24. Governing Law and Disputes

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where the mandatory consumer laws of your jurisdiction apply.

Before filing a legal claim, you and SmartBlock 360 agree to make a good-faith effort to resolve the dispute informally by providing written notice describing the issue and requested resolution.

If a dispute cannot be resolved informally, it may be brought in a state or federal court having jurisdiction over SmartBlock 360’s principal place of business in Texas, unless applicable law gives you the right to bring the claim elsewhere.

Nothing in this section prevents either party from bringing an eligible claim in small-claims court or seeking urgent relief necessary to protect intellectual-property or security rights.

25. International Use

SmartBlock 360 operates from the United States.

Customers accessing the website from another country are responsible for complying with applicable local laws.

Where mandatory consumer-protection rights in a customer’s jurisdiction conflict with these Terms, those mandatory rights will apply to the extent required by law.

26. Severability

If any provision of these Terms is found to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent legally permitted or severed from these Terms.

The remaining provisions will remain in effect.

27. No Waiver

A failure by SmartBlock 360 to enforce a provision of these Terms does not waive the right to enforce that provision later.

A waiver is effective only when made in writing by an authorized representative of SmartBlock 360.

28. Assignment

You may not transfer or assign your rights or obligations under these Terms without written permission from SmartBlock 360.

SmartBlock 360 may transfer these Terms as part of a merger, reorganization, sale, business transfer, or change in ownership, subject to applicable law.

29. Entire Agreement

These Terms, together with the Privacy Policy, Refund Policy, and other policies or notices displayed during checkout, form the entire agreement between you and SmartBlock 360 concerning the Services.

If product-specific terms conflict with these general Terms, the product-specific terms will control for that product.

30. Changes to These Terms

We may update these Terms to reflect changes in our products, business practices, technology, legal obligations, or Services.

The updated version will be posted on this page with a revised effective date.

Changes will apply prospectively unless applicable law permits or requires otherwise. Your continued use of the website after an updated version becomes effective constitutes acceptance of the revised Terms.